As show in image need to replace the returning customer name
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need the word to change from returning customer? to If you have shopped with us before, please enter your login details here. orelse If you are a new customer, please proceed to the Billing section below
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In default after selecting the text click here to login only this login column getting visible for login purpose
1) need to be default login details to be visible like username password
details shown in attachment
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Hello,
1. To change the text you have to use the Loco translate plugin on the site and edit the language which you are using on the site and then find the words and change it.
You watch the following video in our detailed documentation on how to translate strings using Loco Translate.
https://www.youtube.com/watch?v=D3NsDdMzsls
2. Sorry this is not possible without customization in the theme files.
Best Regards.